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Payments & Fintech

Payments marketing gets complicated fast.

Merchant acquisition. Embedded payments. ISOs. ISVs. Financial institutions. Platforms. Enterprise merchants. SMBs. Developers. Partners.

The same company may need to influence several of them at once.

CMO + TEAM brings senior marketing leadership to payments and fintech companies that need to sharpen their position, accelerate growth and turn a complicated go-to-market model into something the market—and the sales team—can actually understand.

What is usually underneath it

The market doesn't need another payments company saying it's seamless.

Payments companies tend to converge on the same language: seamless, flexible, innovative, secure, integrated and powerful. Eventually everyone sounds the same.

Meanwhile, the actual growth challenge is usually deeper. Merchant acquisition may be too expensive. An ISO channel may not be producing. The ISV strategy may exist on a slide but not in the pipeline. Sales may be chasing everyone. Acquired products may never have been positioned together. Or an excellent product may be losing to companies with a clearer story.

Those aren't advertising problems. They're commercial marketing problems.

Where we help

Build around the commercial problem.

See how we work
01

Positioning & Category Strategy

Define why the company matters in a market where features are quickly copied and competitors often make nearly identical claims.

  • Category and market position
  • Competitive differentiation
  • Value proposition
  • Audience-specific messaging
  • Product architecture
  • Sales story
02

Merchant Acquisition

Build an acquisition model around actual merchant economics rather than simply increasing lead volume.

  • ICP definition
  • Segmentation
  • Paid acquisition
  • Account-based marketing
  • CAC analysis
  • Vertical-market strategy
03

ISV & Embedded Payments

Connect the platform, customer, product, sales and partner stories into one coherent go-to-market strategy.

04

Partner & Channel Growth

Evaluate and improve the channels that are supposed to create leverage.

  • ISO strategies
  • Financial institution partnerships
  • Partner activation
  • Co-marketing
  • Channel enablement
  • Channel economics
05

Product Marketing

Translate complex payments products, infrastructure and capabilities into a story customers and partners can understand and sales teams can use.

06

Sales + Marketing Alignment

Create common definitions, clearer handoffs, useful sales enablement and visibility into where revenue is actually coming from.

Questions we often walk into

Which merchant segments are actually worth pursuing?

Why isn't our differentiation showing up in win rates?

Should we sell directly, through partners, through software platforms—or all three?

Why is our CAC climbing?

Why aren't our partners producing?

How should we package multiple acquired products?

Where is our funnel actually breaking?

Is marketing generating revenue or activity?

Related representative work

Fintech & Payments — Repositioning a Good Product in a Commoditized Market

A payments technology company struggled to differentiate from larger competitors. By focusing on operational flexibility and implementation expertise, they increased qualified enterprise opportunities by 54%.

Payments is complicated enough. Your marketing organization doesn't need to be.

Whether the challenge is positioning, merchant acquisition, embedded payments, partner growth, product marketing or building the marketing function itself, CMO + TEAM can help determine what needs to change—and put the right people around the problem.